Terms of Service

By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not use our services.

You must be at least 18 years old and have the legal authority to enter into binding agreements to use our services. If you are applying on behalf of a business, you represent that you have the authority to bind that business to these Terms.

1STOPCAP provides business funding solutions, including working capital loans and related financial services. Our services include:

• Facilitating business funding applications
• Connecting businesses with funding sources
• Providing information about funding options
• Processing and evaluating funding requests

Note: Approval of funding is not guaranteed and is subject to our underwriting criteria and the discretion of our funding partners.

When using our services, you agree to:

• Provide accurate, complete, and truthful information in your application and all communications with us
• Promptly update any information that changes during the application process
• Not misrepresent your identity, business, or financial situation
• Use our services only for lawful purposes
• Not attempt to interfere with or disrupt our website or services
• Comply with all applicable laws and regulations

You may not:

• Submit false, misleading, or fraudulent applications
• Use our services to launder money or finance illegal activities
• Attempt to gain unauthorized access to our systems
• Copy, modify, or distribute our website content without permission
• Use automated systems to access our website without authorization
• Harass, threaten, or intimidate our employees or representatives

No Guarantee of Funding: Submitting an application does not guarantee approval. All funding decisions are subject to our underwriting criteria and available funding sources.

Website Availability: We strive to maintain website availability but do not guarantee uninterrupted access. We may modify, suspend, or discontinue our services at any time.

Third-Party Links: Our website may contain links to third-party websites. We are not responsible for the content or practices of these websites.

Limitation of Liability: To the maximum extent permitted by law, 1STOPCAP shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration in New York, NY, in accordance with the rules of the American Arbitration Association.

If you have questions about these Terms of Service, please contact us: